Home Ownership
made easy

Our INTRO program is specifically designed to help first time homebuyers begin their ownership journey without taking on debt or providing a significant down payment

Become a homeowner in 4 easy steps

1.Apply online to our INTRO program

Apply directly on our website HERE. Applying is free and does not impact your credit score

No commitment

Receive your budget in 1-3 days

2.Choose your dream home

Choose any home that fits our selection criteria

Check out our inventory of pre-approved homes

Feel free to work with your preferred agent or ask us for a referral

3.Mirabilis buys your home alongside you

Our all-cash offers give you an advantage in the bidding process

Once the offer is accepted by the seller, Mirabilis takes care of all closing procedures

When Mirabilis closes on the home, you contribute 2% of the purchase price

4.Lease with an option to buy

At closing, you sign a lease with Mirabilis at pre-agreed rental rates for up to six years

Our lease includes a purchase option that allows you to buy the home at pre-agreed prices for up to six years

Your 2% contribution (plus any future deposits into your Tenant Fund) will be credited toward the option purchase price

What are my required payments?

AT CLOSING
INITIAL CONTRIBUTION

At closing, your 2% initial contribution will be deposited into your Tenant Fund. Should you elect to exercise your purchase option in the future, the entire balance of your Tenant Fund will be credited toward the option purchase price.

EACH MONTH
MONTHLY RENT

Your only ongoing financial commitment is to pay your monthly rent. You are not required to exercise your purchase option or make additional contributions to your Tenant Fund.

WHENEVER YOU WANT
VOLUNTARY CONTRIBUTIONS

You decide if, when and how much additional cash you’d like to contribute to your Tenant Fund over time. The more you contribute, the more financial benefits you receive.

How does the Tenant Fund work?

01

Initial contribution

Your 2% contribution is deposited into your Tenant Fund at closing. The initial contribution is non-refundable should you elect to exit the INTRO program without exercising your purchase option.

02

Voluntary contributions

You are welcome, but not obligated, to make additional contributions to your Tenant Fund at your leisure. All voluntary contributions are fully refundable should you elect to exit the INTRO program.

03

Fund growth

Your Tenant Fund appreciates at the same rate as your purchase option prices, ensuring that your Tenant Fund never loses value.

04

Rent cash back

As your Tenant Fund reaches certain cash balance milestones, Mirabilis will deposit a percentage of your future rent payments into your Tenant Fund. The higher the cash balance, the higher percentage of rent Mirabilis will deposit.

05

Home purchase

Should you elect to exercise your option to purchase the home from Mirabilis, the entire balance of your Tenant Fund will be credited toward the option purchase price (Initial contribution + Voluntary contributions + Fund growth + Rent cash back).

01

Initial contribution

Your 2% contribution is deposited into your Tenant Fund at closing. The initial contribution is non-refundable should you elect to exit the INTRO program without exercising your purchase option.

02

Voluntary contributions

You are welcome, but not obligated, to make additional contributions to your Tenant Fund at your leisure. All voluntary contributions are fully refundable should you elect to exit the INTRO program.

03

Fund growth

Your Tenant Fund appreciates at the same rate as your purchase option prices, ensuring that your Tenant Fund never loses value.

04

Rent cash back

As your Tenant Fund reaches certain cash balance milestones, Mirabilis will deposit a percentage of your future rent payments into your Tenant Fund. The higher the cash balance, the higher percentage of rent Mirabilis will deposit.

05

Home purchase

Should you elect to exercise your option to purchase the home from Mirabilis, the entire balance of your Tenant Fund will be credited toward the option purchase price (Initial contribution + Voluntary contributions + Fund growth + Rent cash back).

INTRO Program Calculator

Get to know how much would it cost you per month to get the house of your dreams, with our expenses calculator.

House price
2000
Year of program
3 year
Down payment
150
Rent Values for equity purchase
Year 1 $ 2.916 $ 501,903
Year 2 $ 2.916 $ 501,903
Year 3 $ 2.916 $ 501,903
Year 4 $ 2.916 $ 501,903

33.33%

Percentage of house

$2,915.68/mo

House price
2000
Year of program
3 year
Down payment
150
Rent2 Values for equity purchase
Year 1 $ 2.916 $ 501,903
Year 2 $ 2.916 $ 501,903
Year 3 $ 2.916 $ 501,903
Year 4 $ 2.916 $ 501,903

32.33%

Percentage of house

$2,915.68/mo

House price
2000
Year of program
3 year
Down payment
150
Rent3 Values for equity purchase
Year 1 $ 2.916 $ 501,903
Year 2 $ 2.916 $ 501,903
Year 3 $ 2.916 $ 501,903
Year 4 $ 2.916 $ 501,903

31.33%

Percentage of house

$2,915.68/mo

House price
2000
Year of program
3 year
Down payment
150
Rent4 Values for equity purchase
Year 1 $ 2.916 $ 501,903
Year 2 $ 2.916 $ 501,903
Year 3 $ 2.916 $ 501,903
Year 4 $ 2.916 $ 501,903

30.33%

Percentage of house

$2,915.68/mo

Who is the INTRO program for?

The INTRO program is very broad and can help most home buyers, but it is not necessarily the right fit for everyone. If your answer to any of the following questions is “yes”, the INTRO program could be right for you.

workflow

Are you a first-time homebuyer?

The INTRO program was specifically designed with first-time homebuyers in mind, as reflected by our home selection criteria.

Flexibility

Are you saving up for a full down payment?

The INTRO program provides a clear path to homeownership with as little as a 2% initial investment.

Friendly

Might you have difficulty qualifying for a mortgage?

The INTRO program does not require you to take on debt and can even help improve your credit score via on-time rent payment reporting to the credit bureaus.

layouts

Do you value financial flexibility?

The INTRO program allows you to determine the pace at which you save for a down payment (if at all), as well as if/when you exercise your purchase option.

components

Do you value price certainty?

The INTRO program sets specific monthly rental rates and purchase option prices for each of the (up to) six years of the program, protecting you from the whims of the real estate market.

workflow

Are you a first-time homebuyer?

The INTRO program was specifically designed with first-time homebuyers in mind, as reflected by our home selection criteria..

Flexibility

Are you saving up for a full down payment?

The INTRO program provides a clear path to homeownership with as little as a 2% initial investment.

Friendly

Might you have difficulty qualifying for a mortgage?

The INTRO program does not require you to take on debt and can even help improve your credit score via on-time rent payment reporting to the credit bureaus.

layouts

Do you value financial flexibility?

The INTRO program allows you to determine the pace at which you save for a down payment (if at all), as well as if/when you exercise your purchase option.

components

Do you value price certainty?

The INTRO program sets specific monthly rental rates and purchase option prices for each of the (up to) six years of the program, protecting you from the whims of the real estate market.

Got more questions? We got you covered.

See all FAQ

Start your INTRO program today!

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